Services

Vehicle Finance

Flexible finance solutions to get you on the road—personally or for business.

At Nine Fincap, we provide tailored vehicle and asset finance solutions designed to suit your lifestyle, business needs, and cash flow. Whether you’re purchasing a personal vehicle, expanding your business fleet, or refinancing existing assets, we structure finance that works for you.

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With access to a wide range of lenders, we offer competitive rates, flexible repayment options, and fast approvals. From standard car loans to complex leasing and commercial asset structures, our team ensures you get the right solution with maximum tax and financial efficiency.

Our Process

How Can Our Team Help You to Reach Your Goals

01

Car Loans (New & Used)

Simple and flexible finance for personal vehicle purchases.

  • Competitive rates for new and used vehicles
  • Flexible loan terms and repayment options
  • Fast approvals with minimal documentation
  • Suitable for salaried and self-employed applicants
02

Business Vehicle Finance

Funding solutions for business-use vehicles and fleets.

  • Finance for cars, utes, vans, and trucks
  • Flexible structures aligned with business cash flow
  • Tax-effective options available
  • Suitable for sole traders, companies, and trusts
03

Balloon Payment Structures

Lower repayments with a lump sum at the end of the term.

  • Reduced monthly repayment amounts
  • Flexible balloon/residual options
  • Ideal for managing cash flow
  • Suitable for personal and business borrowers
04

Luxury & Prestige Car Finance

Specialised finance for high-value vehicles.

  • Funding for premium and exotic vehicles
  • Tailored loan structures for high-net-worth clients
  • Flexible terms and competitive rates
  • Discreet and fast approval process
05

Chattel Mortgage

Popular business vehicle finance structure.

  • Business owns the vehicle from the start
  • Potential GST and tax benefits
  • Flexible deposit and repayment options
  • Suitable for ABN holders and companies
06

Hire Purchase

Structured ownership with fixed repayments.

  • Ownership transferred at the end of the term
  • Fixed interest rates and repayments
  • Suitable for businesses managing budgets
  • Flexible contract terms
07

Refinance of Existing Assets

Optimise your current finance arrangements.

  • Refinance to secure better rates or terms
  • Unlock equity from existing vehicles or assets
  • Improve cash flow and reduce repayments
  • Suitable for personal and business borrowers