Who We Are

Nine Fincap was founded with a simple vision — to provide clients with smarter, more flexible finance solutions backed by genuine guidance, strong industry expertise, and long-term relationships. After spending more than 10 years in the lending industry working across residential, commercial, development, business, vehicle, and asset finance, we recognised that many clients were being treated as just another number in the system rather than receiving tailored solutions built around their goals.

What started as a passion for helping everyday Australians secure the right funding has grown into a finance business trusted by homeowners, investors, developers, and business owners across the country. Over the years, we have successfully assisted more than 1,000+ clients with finance solutions ranging from first home purchases and investment lending to complex commercial transactions, development funding, and private credit solutions.

At Nine Fincap, we understand that every client’s financial journey is different. That is why we focus on structuring solutions rather than simply finding a loan product. Whether it’s helping a family purchase their dream home, assisting a developer in funding a multi-million-dollar project, supporting a business with working capital, or arranging fast private funding for time-sensitive opportunities, our approach remains the same — strategic, transparent, and client-focused.

Operating as NINE FINCAP PTY LTD ABN 94 674 847 735 under Australian Credit Licence (ACL) 562348, we provide professional credit assistance across a broad range of lending and funding solutions. Our expertise spans conventional lending, ethical rent-based finance, and private credit funding, giving our clients access to a wide range of options tailored to their unique circumstances.

Our Story

More Than Just a Loan

Our commercial and development finance expertise includes office, retail, industrial, mixed-use, and residential development projects, supported by access to major banks, non-bank lenders, private funders, and alternative capital providers. In the asset and equipment finance space, we help businesses acquire vehicles, machinery, and operational assets through tailored finance and leasing structures designed to support growth and cash flow.

Through Nine Private Credit, we also provide fast and flexible funding solutions for borrowers who require tailored capital outside traditional bank policies. This includes bridging finance, second mortgages, development finance, short-term lending, and asset-backed funding solutions for complex or urgent scenarios.

In addition, Nine Fincap proudly offers ethical rent-based finance solutions for clients seeking alternatives to traditional interest-based lending. Through our strong network of ethical finance providers, we structure transparent and practical solutions across residential, commercial, development, vehicle, and asset finance.

Today, Nine Fincap continues to grow with one clear mission — to provide finance solutions that create opportunities, support growth, and deliver long-term value for our clients.

Our Expertise

How We Deliver Results

Commercial & Development Finance

Our expertise includes office, retail, industrial, mixed-use, and residential development projects, supported by access to major banks, non-bank lenders, private funders, and alternative capital providers.

Asset & Equipment Finance

We help businesses acquire vehicles, machinery, and operational assets through tailored finance and leasing structures designed to support growth and cash flow.

Nine Private Credit

Fast and flexible funding solutions for borrowers requiring tailored capital outside traditional bank policies — including bridging finance, second mortgages, development finance, short-term lending, and asset-backed funding for complex or urgent scenarios.

 

Ethical Rent-Based Finance

Through our strong network of ethical finance providers, we structure transparent and practical solutions across residential, commercial, development, vehicle, and asset finance for clients seeking alternatives to traditional interest-based lending.

Why Nine Fincap

Why Choose Nine Fincap?