Ethical rent-based finance is designed for clients seeking an alternative to traditional interest-based lending.
These structures may use rent-based, lease-to-own or co-ownership models depending on the provider and asset type.
How rent-based finance works
Instead of charging interest in the traditional way, the finance structure may involve rental payments, agreed profit margins or ownership transfer arrangements.
What can ethical finance be used for?
Ethical finance may be available for:
- Residential property
- Commercial property
- Development projects
- Vehicles
- Asset and equipment finance
Who may consider it?
Clients may consider ethical finance if they want a funding structure that aligns with their values or religious principles.
Important considerations
Ethical finance structures can vary between providers. Clients should understand the costs, terms, ownership structure and provider requirements before proceeding.
How Nine Fincap can help
Nine Fincap can help clients explore ethical finance options through suitable providers and explain the finance process clearly.
Looking for a rent-based funding solution? Explore Ethical Finance with Nine Fincap.
Disclaimer
Nine Fincap does not provide religious or legal advice. Ethical finance products are subject to provider assessment, eligibility and terms.