Commercial Finance
Strategic funding solutions to support business growth and property investment.
At Nine Fincap, we specialise in structuring commercial finance solutions tailored to your business objectives. Whether you’re acquiring a commercial property, refinancing an existing loan, or unlocking equity for expansion, we provide access to a wide network of banks, non-bank lenders, and private funders.
We understand that commercial lending requires a more strategic approach than residential finance. Our team works closely with you to structure deals based on cash flow, asset strength, and long-term goals—ensuring flexibility, speed, and the right outcome for your business.
From straightforward commercial property loans to complex transactions involving lease documentation or mixed-use assets, we deliver funding solutions that align with your vision.
How Can Our Team Help You to Reach Your Goals
Commercial Property Loans
Funding solutions for purchasing or refinancing commercial real estate.
- Suitable for offices, warehouses, retail, and industrial properties
- Owner-occupied and investment options available
- Flexible LVR and loan structuring
- Access to major banks and private lenders
Office, Retail & Industrial Finance
Tailored lending for different types of commercial assets.
- Specialised funding based on asset class
- Flexible terms aligned with lease and tenant profile
- Suitable for single or multi-tenant properties
- Options for both investors and business operators
Lease Doc / Alt Doc Loans
Simplified lending solutions based on property income.
- Assessment based on lease income instead of full financials
- Ideal for self-employed or complex income structures
- Faster approvals with reduced documentation
- Suitable for commercial investment properties
Refinance & Cash-Out
Optimise your current lending and unlock capital.
- Refinance to secure better rates or terms
- Access equity for business expansion or investment
- Consolidate multiple loans into one facility
- Improve cash flow and financial flexibility
Bridging Loans
Short-term funding to manage timing gaps in transactions.
- Ideal for buying before selling an existing property
- Fast approvals and quick settlement timeframes
- Flexible repayment options
- Suitable for investors and business owners
Strata & Mixed-Use Property Loans
Finance solutions for complex property types.
- Funding for mixed-use developments (residential + commercial)
- Strata-titled commercial and residential units
- Tailored assessment based on income mix
- Access to lenders experienced in complex deals